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    Posted October 8, 2015

    U.S. House Passes ALTA-driven TRID Hold-harmless Bill

    By an overwhelming bipartisan vote of 303-121, the U.S House of Representatives on Oct. 7 passed H.R. 3192. The bill would create an official hold-harmless period through Feb. 1, 2016 for companies making good-faith efforts to comply with the Consumer Financial Protection Bureau’s TILA-RESPA Integrated Disclosures (TRID) rule. Sponsored by Reps. French Hill (R-Ark.) and Brad Sherman (D-Calif.), the Homebuyers Assistance Act also would provide companies relief from civil liability during the hold-harmless period….

    Source: ALTA. Click here for full story.


    Posted: August 4, 2015
    CFPB Finalizes Two-Month Extension of Know Before
    You Owe Effective Date 

    The Consumer Financial Protection Bureau (CFPB)… issued a final rule moving the effective date of the Know Before You Owe mortgage disclosure rule, also called the TILA-RESPA Integrated Disclosures rule, to October 3, 2015.

    (Source: http://www.consumerfinance.gov/newsroom/cfpb-finalizes-two-month-extension-of-know-before-you-owe-effective-date/)


    Thank you to those who attended and sponsored our NJLTA 2015 Convention.

    Click here to view our Convention page.


    Final Rules issued by the CFPB on November 20, 2013. Click here.


    Important News! The ALTA Board of Governors approved and published the complete ALTA Title Insurance and Settlement Company Best Practices Framework dated July 19th 2013. This Framework includes updated Best Practices, Assessment Procedures, and a Certification Package, all of which can be found on the ALTA website. Click here to view these documents and find out more about ALTA Best Practices.


    The New Jersey Land Title Association is an advocacy group advancing the common interest of all those engaged in the field of evidencing title to real property and American dream of home ownership. The Association consists of Title Insurance Underwriters,  Title Insurance Agents, Affiliate Members, and Honorary Members who partner together to ensure an uncomplicated real estate transaction.  The Association and its members work closely with legislators in New Jersey to support legislation that upholds integrity of the title industry.

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